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BRE crack classification

Structural engineer inspecting wall cracks for mortgage lender report

Structural Engineering

Structural Engineer Report for Mortgage: What UK & US Lenders Actually Require

Civil Engineering MaterialsJuly 25, 202625 min read1 viewLong

A structural engineer report for a mortgage confirms whether a property's load-bearing structure is sound enough for a lender to advance funds. Learn exactly when you need one, what BRE crack categories mean for your offer, how much it costs in the UK and US, and how to turn the findings into a price reduction.